Job Overview
Role: KYC Operations Analyst 1 Location: Mumbai Experience: 0-3 Years (Fresh Graduates Welcome) Qualification: Any Degree (Bachelor's degree, university degree, or equivalent experience) Key Skills: KYC, AML, Compliance, Research, Attention to Detail, Data Validation
Job Description
Citigroup is hiring for the position of KYC Operations Analyst 1 in Mumbai . Candidates with an Any Degree qualification can apply for this opportunity. The role is suitable for candidates with 1–3 years of relevant experience , while fresh graduates are also welcome to apply. This Citigroup Recruitment 2026 opportunity is part of Citi's KYC and compliance operations. The selected candidate will be responsible for creating and reviewing KYC records, researching information from internal and external sources, validating company and ownership information, maintaining workflow systems, identifying discrepancies, and escalating high-risk or negative-news cases. The role is particularly relevant for graduates interested in Know Your Customer (KYC), Anti-Money Laundering (AML), compliance, banking operations, risk management, and financial services . The KYC Operations Analyst 1 is an entry-level operations and compliance position. It involves working with information from different sources, creating KYC records, validating information, communicating with relationship management and compliance teams, updating workflow systems, and escalating potentially high-risk cases.
Roles and Responsibilities
- KYC Record Creation: Create KYC records using information collected from internal and external sources. Complete KYC records within agreed deadlines.
- Stakeholder Interaction: Interact proactively with relationship management and compliance teams. Update KYC systems with relevant information until final approval.
- Information Research: Research company information using internal and external sources (company websites, regulatory websites, firm websites, Dun & Bradstreet, Google).
- Information Validation: Validate information contained within KYC records and CIP documents. Verify company/entity formation documents. Review ownership and management information.
- Compliance Adherence: Ensure KYC records comply with local regulatory requirements and global standards.
- Ownership & Workflow Management: Take ownership of KYC records from initiation through approval. Maintain the KYC workflow tool accurately. Report workflow progress to supervisors. Keep mandatory fields, statuses, and comments up to date.
- Performance Targets: Meet agreed daily KYC review and completion targets. Update workflow databases throughout the day.
- Issue Escalation: Highlight discrepancies to senior case managers and control teams. Escalate negative news and high-risk cases to the relevant teams.
- Project Assistance: Assist with departmental projects when required.
Skills and Eligibility Criteria
Educational Background: Bachelor's degree, university degree, or equivalent experience (Any Degree).
Experience: 1–3 years of experience in banking, finance, law, compliance, AML/KYC, or related areas is preferred. Fresh Graduates are welcome to apply.
Mandatory Technical Skills:
- KYC and AML awareness (customer identification, beneficial ownership, risk assessment, compliance procedures)
- Research skills (company websites, regulatory websites, Dun & Bradstreet, Google)
- Attention to Detail (identify inconsistencies, missing information)
- Analytical Thinking (compare information from multiple sources, identify discrepancies)
- AI Awareness (understanding of core AI concepts, machine learning, generative AI, identify opportunities for AI improvement)
Competencies:
- Communication (interact with relationship management, compliance teams, supervisors, stakeholders)
- Organization (manage multiple KYC records, deadlines, workflow statuses, documentation)
- Risk Awareness (understand when discrepancy, negative-news, high-risk case needs escalation)
- Regulatory Knowledge of European Union regulatory KYC/AML requirements (Advantageous)
- ACAMS certification (Advantage)
- Flexible according to business timings (Shift Flexibility)